The Maltese government has announced the a new initiative aimed at assisting people whom have become homeowners for the first-time.
This scheme is designed for those who have acquired their first property after January 1, 2022, and provides a grant of ten thousand euros (€10,000) over a ten-year period.
In a press conference held at Auberge de Castille, Prime Minister Robert Abela and Social and Affordable Accommodation Minister Roderick Galdes announced the details of the eagerly awaited scheme that is destined to be very popular with Maltese residents who are planning to become home owners or who have recently bought their first property.
The government’s goal with this initiative is to encourage young people to take this important step and provide them with a strong boost in the first crucial years after their acquisition.
The grant will be provided in the form of annual payments of one thousand euros (€1,000) and will be deposited into the applicant’s bank account.
In order to qualify for the grant, applicants must be Maltese citizens or citizens of the European Union.
In cases where a property is purchased by a couple, the bank account must be in both names. In the case of married couples or partners in a Civil Union, it is sufficient that one party is Maltese. If a couple who acquired the property together decides to end their relationship, the remaining grant will continue to be given to the applicant who keeps the property. The purchased property must also be the first residence of one of the applicants.
To apply for this scheme, applicants must complete a prescribed form and submit it to the Housing Authority office or online through the Housing Authority website: housingauthority.gov.mt
The application must be submitted after the contract has been signed and before the stipulated deadline.
The grant will be stopped immediately in the event that the property is sold to third parties.
In conclusion, this scheme is a great opportunity for young people to get financial assistance in the process of becoming homeowners.
Applications will open on Monday!
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