60% Of All Supermarket Sales In Malta In 2024 Were Card Payments

National Statistic Office announced that card payments surged in August 2025, increasing by €90.1 million (18%) when compared to the previous year.

The Gozo and Comino district recorded the highest card acceptance rate among retailers at 68%.

The retail industry accounts for the highest total card payment value across industries, registering €1.89 billion, representing a 37% share of the combined POS and online card transactions.

The National Statistics Office (NSO) obtains card payment data (i.e. debit/credit cards) from all locally licensed card acquirers, thereby gathering information on card-accepting merchants operating in Malta.

Between 2022 and 2025, card payments showed notable monthly fluctuations, with an overall upward trend and clear seasonal cycles. The lowest total was €241M in February 2022, while the peak reached €596M in August 2025, reflecting Malta’s economic and tourist rhythms. Year-on-year growth rates reveal further detail.

Do you prefer to pay cash or card?

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