An increasing number of high schools across the United States are incorporating real-world financial lessons into their curriculum, with over half of U.S. high schoolers expected to be mandated to take a personal finance course before graduation.
Pennsylvania recently joined 24 other states in guaranteeing a personal finance course for high school students.
Starting in the fall of 2026, Pennsylvania schools will implement a mandatory personal financial literacy course for students in grades 9 through 12, following the signing of an omnibus bill by Governor Josh Shapiro.
With this legislation, more than half of U.S. high school students—53%—will have guaranteed access to a standalone personal finance course, according to Yanely Espinal, Director of Educational Outreach at Next Gen Personal Finance.
The momentum for financial education in schools has surged in 2023, with eight states adopting policies to ensure students take a personal finance course before graduating.
Wisconsin recently signed a bill requiring high school students to undergo personal finance literacy education, starting with the class of 2028. The Center for Financial Literacy at Champlain College’s latest report card indicates that seven states received an “A” grade for requiring personal finance courses for high school graduates in the class of 2023.
By 2028, when new laws are fully implemented, 25 states are projected to earn an “A,” marking significant progress in financial education policies across the nation.
Should Malta follow suit?
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